BADUNG – Bank Indonesia (BI) Bali Representative Office is stepping up efforts to expand the adoption of the Quick Response Code Indonesian Standard (QRIS) across the Island of the Gods. The initiative is being carried out through the QRIS Jelajah Indonesia (QJI) program, designed to introduce and educate the public about the ease and efficiency of digital transactions.
“We are engaging QRIS ambassadors to directly reach out and promote digital transactions to the community,” said Indra Gunawan Sutarto, Advisor of BI Bali, during the QJI event held in Kuta, Badung Regency, on Saturday (23/8).
The QJI program in Bali involves 57 teams consisting of high school students, university students, and young community members aged 17–35. Their role is to promote the simplicity, speed, and practicality of using QRIS, while also campaigning the movement to love, be proud of, and understand the rupiah as a symbol of Indonesia’s sovereignty.
Gunawan expressed optimism that continuous public education will significantly accelerate the adoption of QRIS across the island. “The acceptance level of Balinese society towards digital technology is strong and positive. With collaborative programs alongside the Provincial Government of Bali, we believe digital transactions will continue to grow,” he stated.
Meanwhile, Luh Ayu Aryani, Assistant for Economy and Development at the Bali Provincial Secretariat, emphasized that digital payment adoption is expected to serve as a catalyst for the island’s economic growth. “Educating and encouraging Balinese people to shift towards digital payment systems, particularly QRIS, will help strengthen the local economy,” she said.
BI Bali has set an ambitious target of 1.5 to 2 million QRIS users by the end of 2025.
Strong Growth in QRIS Transactions
According to BI Bali data, QRIS usage showed strong performance in the first half of 2025. A total of 996,300 merchants are now using QRIS, marking a 16 percent increase compared to the same period in 2024. Micro enterprises dominate usage, accounting for nearly 56 percent.
Transaction volume reached 64 million, with 1.1 million users, representing six percent year-on-year growth. However, QRIS transactions remain highly concentrated in South Bali – namely Denpasar, Badung, Gianyar, and Tabanan – contributing 91.5 percent of the total.
This indicates the need for greater efforts to expand QRIS adoption to other parts of Bali, ensuring that the benefits of digital payments can be enjoyed evenly across the island.***
